Archive for the ‘Finances’ Category

Corporate Charity


14 Dec

It feels wrong to have a pet peeve against any kind of charitable giving, but I do. I have no problem with companies who advertise how much they have donated. I have no problems with the “for each purchase we’ll donate” programs. Its when the two are combined that I get annoyed. For each purchase we’ll donate $X (up to $XXX).

Here’s the thing, if you have a limited budget of $XXX to donate, donate it. But if you’re asking me to purchase (or do) something in order to “earn” the donation of $X, don’t put a limit on it.

On Being a Feminist (8)


13 Dec

There’s a suit against Wal-Mart that going to the Supreme Court. The only thing being decided is whether or not the plaintiffs can bring the case as a class action. It involves up to 1.6 million women, in 3,400 stores and 170 job classifications. Too big, too difficult to manage, Wal-Mart claims.

But if there is no class, will Wal-Mart ever have to change their practice of discriminating against women? Will 1.6 million women sue? Or 3,400, or 170? Not likely, because most women Wal-Mart employs don’t have the resources.

Being poor is not a license for employers to discriminate.

On Being a Feminist (7)


12 Dec

I am one of the lucky ones. Let me be very clear on this. I have wonderful, supportive parents and family, who are proud of my accomplishments, who would have been proud of me not matter what.

I have an amazing husband who has known from the beginning that I would be the primary earner, and does not feel threatened by it. (And does his share of the housework.)

I work in a field where women are prevalent in executive positions.

But just because I haven’t felt discriminated against doesn’t give me the luxury of pretending the problem doesn’t exist.

On Being a Feminist (6)


11 Dec

My father asked me if he had ever told me I couldn’t do something because I was a girl. He never did. But the messages we pass on to our children aren’t always conscious. What follows is not meant to be a critique of my parents, simply a notation of how we foster different attitudes for our daughters than we do our sons.

Our family started collections for my brother and I. His: model airplanes and baseball caps. Mine: perfume bottles and dolls. We both went shooting with our father. I was never given my own gun; my brother was.

Being Thankful


25 Nov

I am thankful for a wonderful husband, two sweet and cuddly (if not always good) dogs, loving parents, a brother who I may not always agree with, and good friends. I am thankful for the roof over our heads, the good job that helps keep it there, and the bounty in our lives that we are able to share with loved ones.

Recently I have been a little too stressed, too caught up in everything. Today, I take the time to remind myself exactly how wonderful my life is. Sometimes, 100 words isn’t  enough, but it will have to do.

Too Many Clothes


24 Nov

There’s an experiment called Six Items or Less, where you go an entire month wearing only six items of clothing. There are some items you don’t count- underwear, shoes, etc.,  but for the most part, you pick six items of clothing and only wear them exclusively for a month. Often, no one notices.

While I am tempted by the six item clothing diet, I don’t know that I could do it. Still, I do have too many clothes. In just the last two weeks, I’ve taken over $200 worth of clothes to Goodwill, and my closet is still too full.

Fund Raising


19 Nov

154 Republicans voted against extending jobless benefits for those out of work more than 6 months. Those benefits start expiring Dec 1, right in the heart of the holiday season.  When our economy is looking for a nice big boost of retail spending, over two million families will be trying to figure out how to live on $1200/month less. Can’t extend those benefits unless we can pay for them.

But heaven forbid we let tax cuts for families making over $250k/year ($20,800/month) expire. If I were trying to raise money, I know which neighborhood I’d be knocking on doors in.

Being a Feminist (5)


12 Nov

I believe in equal pay for equal work. I don’t believe legislation is the answer. We need to teach our daughters that it is okay to ask. Girls don’t need to be boys, but we need them to have a sense of self worth. We need to not label them “bitches” when they speak up. If a behavior is celebrated in a man, why shouldn’t it be celebrated in a woman? And if it isn’t appropriate behavior for a woman, why is it appropriate for a man? The double standard is a societal construct and can’t be removed with legislation.

Refinancing


20 Oct

With today’s interest rates, we’re looking at refinancing our home. Unfortunately, all the programs that currently exist help people who are having problems paying their loan. We aren’t. In fact, we’re a good risk. Chase has never sold our mortgage. This screws us.

Due to falling property values, we owe more than 80% of the value of our home. If our loan were owned by Fannie Mae or Freddie Mac, we could refinance without PMI. As it is, we can’t. Amusingly, per Chase customer service, if we refinanced with PMI, they would sell our loan to one of the FMs.

Visiting Sacramento


15 Oct

We had a great time in Sacramento. We were lucky enough to stay with a dear friend who I hadn’t seen in seven years. He was a gracious host and took us to a few wonderful places to eat. Ginger mango chicken is completely superior to sweet and sour chicken in every way, and squash blossom with goat cheese makes a wonderful appetizer.

I also had the chance to meet with a few friends from my budgeting message boards. It was wonderful to finally meet these ladies in person and have faces and real names to put with screen names.

 

100 Words On

topics explored in exactly 100 words