I love the name Bog of Debt. It just so fully encapsulates the feeling of being stuck in debt, and believing it’s hopeless, like there’s no way out. But just like Bear Grylls will strip down to his skivvies to show you how to get out of a real bog, Bog of Debt is mostly about THE PLAN. The Plan that will help her get out of debt and no longer feeling mired in.
One key way to motivate yourself is to write out the things you want to spend your money on. It looks like things are on track!