I get paid every two weeks, so my monthly budget is based on two paychecks. That means that twice a year, I get an “extra” paycheck. Are they really extra? Of course not, they’re just not accounted for in my monthly budget.

I also have a yearly budget, and those two “extra” checks, they are definitely accounted for in it. They go toward helping us meet debt payoff and savings goals.

Sure, I could account for them in the monthly budget, but the way its set up works, and when it comes to the budget, working is what I need.