You may hate parts of the Affordable Care Act. You may think the individual mandate is unconstitutional, despite the Supreme Court. (Lots of people think this about income taxes.) But there are parts of the ACA that everyone can like.

One part of the act you should like- the 80/20 rule. This rule says your insurance company must spend at least 80% of your premium on healthcare costs. Only 20% can go toward administration. The company must make visible exactly what those percentages are and issue you a rebate if they don’t spend enough of your premium on medical costs.