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College & University Funding Models part 2- Public Education
As mentioned last week, the first of the alternate funding models I live for universities is the public education option. First, let me be clear that I am only talking about public universities, those that are already funded via state budgets. Private and religious universities, like Harvard and Notre Dame would not fall under this, and would need to figure out their own new funding model, if it came to that. What are the benefits of the public education option? Well, that makes post-secondary education, up to the Bachelor’s degree level, free for everyone in the state, not just the economically disadvantaged. Because middle class families have difficulties paying for…
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Gratitude Journal #16
Apparently, you can train your brain to be happier by keeping a gratitude journal, so I am giving it a go. My goal is post about 100 things I am grateful for over the course of the year. (This should average out to just a little over 2/week.) However, I am going to try and stay away from the standard family/friends/pets. Please know I absolutely am grateful for my family, friends, and pets. I would not have made it through the past couple of year without each of them. But if I am trying to train myself to be happier, then I want to start recognizing the smaller things in…
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College and University Funding Models (part 1)
If you have been reading this blog and paying attention to the pictures I post, you have probably figured out that I work at a major public university in Washington state. In fact, I am a department administrator, meaning I handle finance and human resources for an academic unit at the University. It also means that University funding models are something I spend a lot of time thinking about. And not just me, at the professional conference I was at last week, one of our keynote talks was on the future of funding of public institutions of higher learning, and what models we might want to look at, as state…
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Gratitude Journal #15
Apparently, you can train your brain to be happier by keeping a gratitude journal, so I am giving it a go. My goal is post about 100 things I am grateful for over the course of the year. (This should average out to just a little over 2/week.) However, I am going to try and stay away from the standard family/friends/pets. Please know I absolutely am grateful for my family, friends, and pets. I would not have made it through the past couple of year without each of them. But if I am trying to train myself to be happier, then I want to start recognizing the smaller things in…
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Gratitude Journal #14
Apparently, you can train your brain to be happier by keeping a gratitude journal, so I am giving it a go. My goal is post about 100 things I am grateful for over the course of the year. (This should average out to just a little over 2/week.) However, I am going to try and stay away from the standard family/friends/pets. Please know I absolutely am grateful for my family, friends, and pets. I would not have made it through the past couple of year without each of them. But if I am trying to train myself to be happier, then I want to start recognizing the smaller things in…
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Calculated Risks
Let me start by telling you a bit about myself that likely has not come up on this blog before– I am a confident, independent woman in my early 40s. I travel on my own. As an undergrad, I would walk across campus, after dark, by myself. Occasionally, I would walk home at night through an unlit park. When I worked swing shift, getting off work at 2am, I would walk home or to my friends’ house, by myself. I have walked a mile from a bar back to a hotel, after dark, in a city in a different country. I have always done what I want, and not allowed…
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Gratitude Journal #13
Apparently, you can train your brain to be happier by keeping a gratitude journal, so I am giving it a go. My goal is post about 100 things I am grateful for over the course of the year. (This should average out to just a little over 2/week.) However, I am going to try and stay away from the standard family/friends/pets. Please know I absolutely am grateful for my family, friends, and pets. I would not have made it through the past couple of year without each of them. But if I am trying to train myself to be happier, then I want to start recognizing the smaller things in…
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Let’s Talk About Emergency Funds (part 2)
This is a continuation of the post began on Wednesday about the importance of Emergency funds, and how much you need to have in one. But what about those who say you should have 3-6 months worth of living expenses set aside? This is an emergency fund for people who are further along in their financial journey. They are not living paycheck to paycheck, and their debt is low interest and easily manageable. And the 3-6 months living expenses is on the theory that if you lose your job, you will have plenty of time to find a new one. This is not a bad idea, but this forgets that…
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Let’s Talk About Emergency Funds (part 1)
Monday was tax day, so this seems like an appropriately themed week to return to my roots as a personal finance blogger. I had been considering running an updated version of my You Are Not Paying 35% in Federal Taxes from 2016, partly because I paid a lot more in taxes this year than any previous year and still did not come close to paying 35% in federal taxes, but honestly, I just never found the time to sit down with the numbers. And then, another topic came up. A lot of the time, when I write about finances here, you will see me refer to Stacking Benjamins. Stacking Benjamins…
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Gratitude Journal #12
Apparently, you can train your brain to be happier by keeping a gratitude journal, so I am giving it a go. My goal is post about 100 things I am grateful for over the course of the year. (This should average out to just a little over 2/week.) However, I am going to try and stay away from the standard family/friends/pets. Please know I absolutely am grateful for my family, friends, and pets. I would not have made it through the past couple of year without each of them. But if I am trying to train myself to be happier, then I want to start recognizing the smaller things in…
