The Dog Ate My Wallet

The Dog Ate My Wallet

Personal Finance in a World of Excuses

Author Archive: Erin Shanendoah

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What I Am Reading: Goings and Comings

Going This week’s round up is inspired by my dear friend, Jenniemarie, from Another Housewife, who decided this week to hang up her blogging keyboard, at least for now, in order to be more present in her life. While I will miss her voice, I completely understand. Go read her lovely post on Saying Goodbye to Another Housewife and let her know she’ll be missed.  (But this is also a “coming” as our friend Jana willread more…

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The Story of a Mortgage

We bought our current house in late March 2005. The price was $242k and the interest rate was 6% (which was considered a good interest rate at the time). We had not quite $7k down and our original mortgage was for $235,250. It was cheaper for us to have the single mortgage and pay PMI than it was to have an 80/20, which is what we had on our first house. At the time, cheaper mattered,read more…

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Who Would You Call?

My plans for this past three day weekend were to do nothing. I was very much looking forward to three days of not much. Saturday went exactly according to plan. I had a massage appointment for my shoulder and then C and I took June and Larry to the dog park while Howie stayed home with J (at 13, too many dog park trips will aggravate Howie’s arthritis). Sunday started pretty lazy, too. As C wasread more…

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Sunday Evening Post #83- President’s Day Monday

I had meant for this to go up yesterday, but then my cousin in Portland called us Sunday morning and asked us to come down to help her out with a few things. It resulted in an unplanned trip and a long day. So, you’re getting the update today.   Blogging The purpose of these two goals is, yes, to grow my blogs, but also to support and highlight blogs and bloggers I enjoy. Just likeread more…

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How is this a Good Idea?

My annoyance with car commercials is no longer limited to the awful Christmas/holiday seasonal ads. But now, instead of encouraging people to buy their significant other a car, or telling people that it’s a financially practical idea to buy a luxury car for Christmas, the goal now is to try and con other people into buying your car for you. I’ll be honest, I am not a fan of the wedding registry that is just “giveread more…

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Making a Smart Long Term Decision is Causing Me Short Term Panic Attacks

I have mentioned that we are refinancing the house. In fact, it is one of my goals on my Sunday Evening Post. We were paying 6% interest. We are moving down to 4% interest. We are also extending the life of our loan by 8 years. Our monthly payments will go down about $500. This is a good thing. So why am I having a minor panic attack about the whole process? I think I willread more…

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Sunday Evening Post #82

As I mentioned in yesterday’s What I’m Reading post, it’s been a crazy week. Good in some ways (actually to the child search part of the adoption process), stressful in others (cash reserves are pretty much drained coming up with $18k for the refinance), but overall we’re on the path we set out for ourselves. And that’s a good thing. Blogging The purpose of these two goals is, yes, to grow my blogs, but also toread more…

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What I Am Reading: Support Groups are Your Friends

It has once again been a very busy week. I’ve had next to no time to read any blogs. It’s been sad, really. But between moving on to the next phase in the adoption process (child search, here we come) and trying to get everything together for the refinance of the house (sure we can come up with $18k in cash), I’ve been just a little stressed, with my mind on everything but reading and commenting.read more…

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The Stock Market Project- Month 2

It’s February! I get another $200 to throw at the stock market. This is exciting and depressing. You see, I’ve been reading some things about Amazon that I really like, so I’d like to be able to buy some Amazon stock, but it’s currently going for over $260/share. I don’t have enough to buy even one tiny bit. In addition, in talking to some friends who work in the game industry, I decided that it wouldread more…

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Doing Taxes

Please excuse that there is no post tonight. I’m working on our taxes. We itemize, and we keep all of our receipts to deduct actual sales tax, so it takes a while. In the meantime, here is some cuteness so that you’ll forgive me.