The Dog Ate My Wallet

The Dog Ate My Wallet

Personal Finance in a World of Excuses

Tag Archive: budgeting

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Throw It Out the Window

The Budget: Our monthly eating out budget is $150. We’re currently averaging $132/month. Of course, we’ve already spent over $100 on eating out in April. Okay, that’s not true, we spent that $100 in March, but I’m paying the credit card bill in April and that’s when it gets counted. I’ll admit I’ve been inconsistent, sometimes paying for meals out with the credit card and sometimes with the debit card, so that’s kind of confused things,read more…

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Sunday Evening Post #34

Day  Amount Place Category Wednesday  $    7.94 Cafeteria Allowance  $  13.84 Safeway Groceries Thursday  $    7.69 Teriyaki Allowance Friday  $  24.08 AutoZone Car  $    8.94 Safeway Groceries Saturday  $  67.73 CostCo Groceries  $  41.97 Safeway Groceries Sunday  $260.00 Fryes Allowance I think this is accurate. This week has been a little off. I spent some cash on other days as I was running around, but I normally don’t count cash I have on hand. Tuesday nightread more…

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The Basics

I got a call this weekend from a friend of mine who wanted to share some good news. On Friday, she was called in for an unexpected interview and then offered a new position- one making more money than she’s ever made before. This friend has been underemployed for quite some time. She’s been working as a manager at a comic and games shop (funny, when we were teens, that seemed like a dream job), butread more…

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Year End Budget Review (part 1)

As I mentioned in my previous post, it’s getting to be the time of year where I need to review this year’s budget and start getting ready for next year’s. I personally believe that budgets should be fluid things. Each year, my goal is to take the things that worked and continue them while getting rid of the things that didn’t work. One of the main places I make changes is in my budget categories, orread more…

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Lacking Motivation

Exhausted today and just not feeling inspired about anything. I have a post I want to write about how the mortgage world has changed in the last 40 years, and how the rules of the 1970s really can’t apply to today’s mortgages because of the inflation of property values, but it needs a little more research so I know I’m using accurate numbers first. I turned to the blogs I read for inspiration, but while Iread more…

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When you Make a Change, Make a Plan

Quick Yakezie Challenge Update: My Alexa ranking is below 1 million. Yay! The guest post I wrote for Daily Money Shot was about making choices, about understanding the trade-offs between what you want, whant you can afford, and what you’re willing to give up. For a very long time, we have had HD cable with an HD DVR. Even when the husband was laid off and we were in our crash budget phase, we kept theread more…

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Planning for a major "What If"

We have a not so firm plan to adopt a child. It’s been the plan for a while, but adoption is expensive and other things have kept coming up. Right now, the not so firm plan is to wait for the husband to finish school (in one to two years) and then save up the money for adoption fees. There’s a local agency that does a sliding scale fee, so we’re looking at around $14,000 forread more…

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Saying No to Myself

I hate saying No to my friends and family. I really hate swaying No to myself. But sometimes, that’s what has to happen. Every summer, my husband and I go to the local Renaissance Faire. It runs three weekends in August, and we try to go twice. For just the two of us, its not that expensive. This year, we have my 19y/o cousin for the summer. During August, her best friend will be visiting asread more…