2011 Budget 2011 Actual 2012 Budget Student Loans $ 685.00 $ 1,087.00 $ 685.00 School $ 850.00 $ 781.00 $ 850.00 Bills $ 2,135.00 $ 2,183.00 $ 2,190.00 Car $ 190.00 $ 638.00 $ 350.00 Groceries $ 450.00 $ 401.00 $ 350.00 Medical $ – $ 25.00 $ 25.00 Eating Out $ 150.00 $ 159.00 $ 150.00 Allowance $ 200.00 $ 250.00 $ 200.00 Pets $ – $ 181.00 $ 150.00 House $ – $ read more…
This post is about how I determined what to budget for each category last year and how I’m planning to change that, if at all. Here are our budget categories, the average we have spent each month (Jan-Oct) and the budgeted amount (at the beginning of the year- some values have changed) Student Loans: 1,087/685 School expenses: 781/850 Bills: 2,183/2,135 Car: 638/190 Credit Cards: 26/15 Groceries: 401/450 Medical: 25/0 Eating Out: 159/150 Allowance – me: 162/125read more…
As I mentioned in my previous post, it’s getting to be the time of year where I need to review this year’s budget and start getting ready for next year’s. I personally believe that budgets should be fluid things. Each year, my goal is to take the things that worked and continue them while getting rid of the things that didn’t work. One of the main places I make changes is in my budget categories, orread more…
