When you Make a Change, Make a Plan
Quick Yakezie Challenge Update: My Alexa ranking is below 1 million. Yay!
The guest post I wrote for Daily Money Shot was about making choices, about understanding the trade-offs between what you want, whant you can afford, and what you’re willing to give up.
For a very long time, we have had HD cable with an HD DVR. Even when the husband was laid off and we were in our crash budget phase, we kept the cable. This summer, we have decided to give up the cable.
And then, of course, it turned out to be cheaper not to. We’re no longer HD or even digital. We certainly don’t have a DVR anymore. But, we still have the most basic cable, because somehow, it is cheaper for Comcast to sell me two products combined than it is to sell me just one of them. In fact, I would pay $300 more per year to have just internet access and no cable. I’m still not really certain how that make sense.
As it is, though, we’ve cut our monthly bills by about $100. That’s actually pretty significant.
As usual, though, we have a plan for the money. Some of it will go toward maintaining our Netflix account at the one DVD and unlimited download level. Some might go to Hulu Plus (though since we still have basic cable, that’s less likely).
But mostly, it will go into savings, to help insure we have a cushion with the husband being in school full time and not working.
We have enough to pay for his classes out of pocket, but with little wiggle room. This gives us the wiggle room.
And in the end, I still get football, even if its not in HD.
Gratz on getting below 1mil!
Congratulations on the ranking! Keep yhe ball rolling.
Congrats on the ranking!!We dropped our movie channels in May. I don't miss them. It's amazing how you can go from thinking you absolutely 100% need something like cable to realizing that having it or not really doesn't impact your life.
I use an $8 a month Netflix subscription, Clicker, Hulu and Amazon Video on Demand to serve my cable needs. Lately, I've spent so much money on videos from Amazon I had to calculate whether it's cheaper to get cable. It still isn't.
good job 🙂 I gave that a try a while back, no TV subscription at all and basic cable via an HD antenna. It worked alright with Hulu and a hookup from my laptop to the large screen.I'm thinking for the next place, I'll give a basic cable package another try and see if I can get my shows elsewhere.
Congrats on getting below the mill mark. That was big for us too! I find myself using my satellite less and less as I get more used to downloading things season series etc.
Congrats on your Alexa drop! It's good to have a plan for saved money – otherwise it turns into gone money!
I agree 100% – having a plan is key – no matter what you're talking about. In trying to get healthy, people have to find the plan that fits their lifestyle the best, but the common theme in them all is that they are a structured plan. When trying to get out of debt, you have to have a plan for your money, or you'll get to the end of a week/pay period/month and wonder where you're cash went!Nice to see your Alexa ranking drop, isn't it?? Congrats!