The Dog Ate My Wallet

The Dog Ate My Wallet

Personal Finance in a World of Excuses

Category Archive: Lessons Learned

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Intentional Planning

I spent today in an all-day meeting, as we were trying to map out the future state of one of the units within our department. This included revamping the job descriptions, deciding if we need two or three levels of analysts, and do we need more supervisors, admin and analytical assistants, or other support staff. The goal is to prepare the unit to handle not just the work in today’s world, but the work we knowread more…

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Understanding the Target Audience (even when you’re not part of it)

Feeling Left Out Do you ever see some piece of marketing and think to yourself- I am not the target audience for that ad, but I should be the target audience for that product? I accept that I am not going to be the target audience for everything. We watched Zombieland that other night, and since we are not fans of zombie movies, we weren’t the target audience for it, and didn’t find it nearly asread more…

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Don’t Let Money be the Reason You Never…

I randomly have thoughts about what I should write a post about, but by the time I get a chance to sit and write, the ideas are all gone. I need  to start writing them down, to seize the opportunities that present themselves, because they may never come this way again. Which is actually what I want to talk about today. So often, we, especially the “we” that write personal finance blogs are all about theread more…

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Why You Need An Emergency Fund

I know, I know, you are reading a personal finance blog. You probably already know the myriad of reasons you need an emergency fund, you don’t really need me to give you another. And yet, this one experience, besides being an actual emergency, touches on so many of the reasons you need an emergency fund, that I cannot help but share it with you.   Last week, my admin woke up one morning with her faceread more…

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An Unfinished Story of a Short Sale

Trying to be Responsible My mother is short selling her house. As she was looking at her finances last year, she came to the realization that once she retires at the end of this summer, she would not be able to afford her mortgage payment. Being the responsible person she is, my mother started working almost a year ago with a real estate agent, an attorney, and the banks (she has two banks, one holds theread more…

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Lessons from the Other Side of the Tracks

I have thought hard about how to begin this post, as it is not really personal finance related, even though it is very personal and finances, as part of our American class system, do play a part. This is a post about our friend Russ, who died a few years ago of cancer. He was one of those rare friends who was in our lives for a reason, a season, and a lifetime, all at once.read more…

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My Brother’s New Venture: Attitude is Everything

Back in January, I wrote about My Brother’s New Venture. With his permission, I am now going to be writing a few more posts on the topic.   Do You Want to Own Your Own Business or Boss People Around? Does this seem like a silly question to you? Do you think to yourself- Of course if I own the business, I’m the boss. If that’s the case, you might want to re-think entrepreneurship. This isread more…

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Status Update

Checking In: We’re doing okay. Things are moving along, though not always at the pace they should be (or that I think they should be).   Current Status: We finish moving everything out of the MIL’s apartment this Saturday. While I don’t want to force C to give up anything, he doesn’t want to, I just don’t know how long we can hold onto a collection of giant bear welcome signs and knick-knacks that we willread more…

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Putting Yourself First

Are you one of those people that always puts others first? That no matter what you have going on that needs to be done, you take care of everyone else’s wants before you even consider making time for yourself? This is a trait often associated with women, but I know a number of men who have it, too. (Including roomie J.) I struggle with this trait, and yes, I call it a struggle, because I don’tread more…

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The Phone Saga Continues

I wrote in August about my phone saga. What I didn’t know at the time I wrote that post is that the new phone I was getting was a Nextel phone and even though they are on a the same network as Sprint, they work very differently. That means that most Sprint tech support folks, even though they were incredibly nice and tried really, really hard to be helpful, knew nothing about the phone or itsread more…