I randomly have thoughts about what I should write a post about, but by the time I get a chance to sit and write, the ideas are all gone. I need to start writing them down, to seize the opportunities that present themselves, because they may never come this way again. Which is actually what I want to talk about today. So often, we, especially the “we” that write personal finance blogs are all about theread more…
Windfall 1:I mentioned in Sunday’s post that we got an unexpected bit of windfall, in the form of a payout on a life insurance policy we did not expect to payout, and that we already had a plan for that money. In this case, it was an easy plan. Given that we are in the midst of the adoption process, an extra $10k will pretty much means we do not have to worry about how weread more…
The Question: In Tuesday’s post about what to do with my raise, I mentioned that our mortgage is at a 6% APR. Naturally, one of the first questions I was asked was why in the world don’t we refinance our mortgage? Considering current interest rates, we could be saving a ton. I’ll be honest. I would love to refinance our house, but right now, it just is not a viable option. We are paying for ourread more…
I need a break from serious topics at the moment, and I love the “getting to know you” type posts where bloggers give a list of things about themselves that we don’t already know. At the same time, I’m not certain I could really give you that kind of list, because I’m pretty open about things. Most things that I could think of to put on that kind of list, I’m pretty certain I’ve already mentionedread more…
It’s an Emotional Decision First: The choice to bring a child in to your life, including the when and how, is primarily an emotional decision. Most people will tell you, there is no such thing as the perfect time to have a child. You just have to decide that’s what you want and go for it. C and I are no exceptions to this. We have been talking about kids since we were dating. (We haveread more…
Important information about the data: prior to mid 2010, money that went on the credit card never got classified in any category other than credit card. That skews the data for everything from eating out, allowance, pets, house, and misc. I have data going back to 2005, but for now, we’re sticking with what our financial life has looked like since 2008. Why 2008? That was the year I graduated with my MBA, the lastread more…
I got a call this weekend from a friend of mine who wanted to share some good news. On Friday, she was called in for an unexpected interview and then offered a new position- one making more money than she’s ever made before. This friend has been underemployed for quite some time. She’s been working as a manager at a comic and games shop (funny, when we were teens, that seemed like a dream job), butread more…
Sometimes the journey out of debt or just to a better financial picture can be long and tedious. It gets tiring, and you just get sick of it all. In order to counteract this fatigue, I choose financial milestones that I am looking forward to meeting as little points of celebration along the way. This week, we hit a milestone that I have been looking forward to meeting for a LONG time. I graduated in Mayread more…
This post is inspired by Brave New Life, who posted about his strategy for lending in a peer to peer network in Lending Club Investment Strategy Back in March 2007, we had some extra cash from yearly bonuses and decided we wanted to try peer to peer lending. I’ll be honest, I do not remember exactly how this came up. One of us probably read an article about it and thought it looked interesting. Then weread more…
