I started this blog with the assumption that the only people who read it would be people who already knew me. But now that I’ve joined the Yakezie Challenge, I figured that maybe I should introduce myself. Since this is a personal finances blog, lets stick with the things that are most relevant to that. Demographics: Mid-30s, married, 2 dogs, homeowner (or mortgage holder, whatever you want to call it), 2 cars- both paid for, livingread more…
Since I need to grow readership for the Yakezie Challenge, I’m going to add a Sunday evening blog post in to the rotation. We do most of our spending over the weekend, so the Sunday evening post (sounds like a newspaper, doesn’t it) will focus on what we have spent from Friday after I get off work through Sunday. This will be where I post what we spent on groceries, but also if we go outread more…
I’ve joined the Yakezie challenge, since Jana over at Daily Money Shot seems to be so happy she did. My current Alexa rating is 7,121,869. The goal is to get to under 200,000 in the next 6 months. Yikes! Well, I like goals and challenges, so 200,000, here we come!
Our Comcast bill has never been cheap. But 2 years ago when the hubby lost his job, we were paying $150/month. We called them and switched to a smaller package, reducing our monthly cost about around $30- not a whole lot, I know, but it gave us some breathing room. Except that, it was only down by $30 for about 3 months. Then it started climbing back up again. By 9 months after we’d lowered ourread more…
Our kitchen is full of gadgets. The hubby just got a waffle maker for his birthday. At Christmas, I got him an immersion blender. We have gadgets. Lots of gadgets. But while we like our gadgets, there are only two that have permanent places on our counter tops- and the toaster is not one of them. No, our two can’t live without gadgets are the rice maker and our electric kettle. And I could probably liveread more…
I am constantly inspired by Mrs. C at Another Housewife. In fact, I think, thanks to her, that in August I am going to challenge myself to posting everything we spend that comes out of our grocery budget, and maybe even figure out the cost of our meals at home. I love the pictures she posts of her family’s weekly meal, too, and so I am sharing this: About a month ago, the husband got itread more…
This week, I’m letting myself be inspired by some of my favorite bloggers. Today’s inspiration originally comes from Yes, I Am Cheap, but I got it via Jana at Daily Money Shot. If I had $1,000,000 The theory isn’t that I win the lottery (you have to play to win, after all), but instead get an unexpected inheritance. 1) Set aside 25% for taxes. This is not exciting or anything, but I don’t want aread more…
There’s a cost to being poor in this country. For those of us who are solidly middle class, who have the cash or even the credit to buy quality goods, its often not something we even think about. If my options are to buy something for $10 that will last one year, or buy something for $15 that will last 2 years, obviously its less expensive to by the $15 version. Paying more now saves usread more…
When it comes to sales, you aren’t saving money unless it was something you already intended to buy. If you weren’t going to buy it before, you did not save 25% of the price, you spent 75% of it. I know this. This is how my thinking worked even before I started paying attention to sales and coupons, etc. And yet, sometimes things still get me. I have signed up for Groupon, Living Social, Amazon dailyread more…
Every week for the last 6.5 years, money has “magically” appeared in our checking account every Friday (give or take a day). When my husband was working, we were both paid every other week, but on opposite weeks. While he was getting unemployment, a check came every week. I LOVE budgeting with a weekly income. I love it. I find it to be the easiest budgeting I’ve ever done. But now we’re in a transition phase.read more…
