The Dog Ate My Wallet

The Dog Ate My Wallet

Personal Finance in a World of Excuses

Category Archive: Lessons Learned

Article

We’re an Episode of Hoarders Waiting to Happen

You may think I’m kidding. But I am married to a pack rat, and I hate to clean. While I do fairly well at keeping my closet trimmed down, papers pile up everywhere. When it’s time to clean off our dining room table or living room shelves because people are coming over, I do a quick look through of paperwork to decide what can be recycled right now, but anything I’m iffy on gets put withread more…

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What I Love about Wednesdays

Have you heard of the six item clothing diet? Google it if you want more information, but basically, it’s this idea that you don’t really need more than six items of clothing (apart from undergarment type stuff), and that if you do go down to only six items, no one will even notice. Now, I am not good enough to get down to six pieces of clothing, even if all the camisoles I own do notread more…

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2011 = Winning

Important information about the data: prior to mid 2010, money that went on the credit card never got classified in any category other than credit card. That skews the data for everything from eating out, allowance, pets, house, and misc.   I have data going back to 2005, but for now, we’re sticking with what our financial life has looked like since 2008. Why 2008? That was the year I graduated with my MBA, the lastread more…

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Self-Promotion as a Process (part 2)

This is part 2 of a long post about self-promotion. Click here for part 1 Even beyond my fiction writing, I am not great at self-promotion for my blogs and online writing projects. I have mentioned here before that I have two other blogs (a daily micro-blog and a pet blog) and host a weekly/monthly micro-fiction contest. I always feel self-conscious about doing so, but how can I let people know those places exist if Iread more…

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Self-Promotion as a Process (part 1)

Most of the time, I like to think that I come across as a very confident person. I am comfortable meeting new people, being in large or small groups, and speaking in front of people. I have no problems talking about my opinions on the news of the day, or making small talk about the weather. I am even comfortable talking about myself, with one exception- I am very bad at promoting myself. When it comesread more…

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Things I Never Thought I Would Be Thankful For

I hope everyone out there is having a wonderful Thanksgiving. I myself know that I am blessed and have many, many things to be thankful for, including all of the readers of this blog and my fellow Yaezie members. But along with the standard wonderful husband, great friends, two wriggly doggies, food on the table and a roof over our heads, I wanted to take a moment to be thankful for blessings in disguise.   Iread more…

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Sometimes It’s Worth It to Pay More

Today I am participating in a Yakezie blog swap. This article is written by SB at One Cent at a Time, a blog to become rich monetarily, emotionally, spiritually and socially one step at a time. (Subscribe to his blog and and get his articles directly on to your email or e-readers.) When you’re done here, head over to his blog to see what I pay more for. I was brought up frugally and frugality isread more…

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Student Loans are NOT the only Answer (a rant)

I attended Geek Girl Con this past weekend, and enjoyed myself tremendously. I am very proud to be a geek girl. I have been playing table top RPGs (think Dungeons & Dragons) since I was in 3rd grade. I’ve played Magic, L5R, and the Star Trek collectible card games, and I watch, read, and write science fiction and fantasy. Attending the con and buying a couple of items at it were planned into my allowance budget,read more…

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Lacking Motivation

Exhausted today and just not feeling inspired about anything. I have a post I want to write about how the mortgage world has changed in the last 40 years, and how the rules of the 1970s really can’t apply to today’s mortgages because of the inflation of property values, but it needs a little more research so I know I’m using accurate numbers first. I turned to the blogs I read for inspiration, but while Iread more…

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Advice I Hope You Never Need

Last week, some very good friends of ours (who live less than a mile from us) had their house broken in to. A few days later, one of their cars was broken in to. While no one currently thinks the events were related (there have been a rash of car break ins in the neighborhood), it combined for an emotionally and financially stressful week. On Friday night, we showed up on their doorstep with a bucketread more…