The Dog Ate My Wallet

The Dog Ate My Wallet

Personal Finance in a World of Excuses

Category Archive: HealthCare

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Just Because They Sent It, Does NOT Mean You Have to Sign It, As Is

This is what my life has felt like in the last two weeks, but in a good way

We were recently in a car accident. We were in stop and go traffic. We stopped. The car behind us continued to go. That car was not going very fast, but fast enough that we all got a bit of whiplash and continuing back pain. Due to this, we were all seen by doctors, and C and I have referrals for massage. First, the good news- it is standard practice in WA state for your automobileread more…

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How Health Insurance Works: Secondary Coverage

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Secondary coverage is also known as double coverage and results from being covered by two different insurance policies for the same thing. This pretty much only happens in health insurance as no one pays for two homeowner’s policies. The three most common circumstances that result in double coverage are: You purchase a supplemental plan – this is most common with Medicare, and you see AARP and others advertise their supplemental plans all the time. Supplemental plansread more…

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A Story of Immigration & Healthcare

The point of this post is not to argue either for or against healthcare and/or immigration reform. It’s simply a story to remind us of how things interact, and how sometimes things interact in ways we never quite expected.   This is the story of an immigrant fromMexicoto theUnited States. He originally came to the country in a not quite legal fashion. (I know absolutely none of the details.) He was not trying to freeload offread more…

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My Voting Issues

I had a hard time deciding whether or not to write this, let alone whether or not to post it. This is a POLITICAL post, and so if that will bother you, please feel free to not read it. But I don’t think anyone can argue that politics are outside of the realm of the personal or the financial, so in that sense, this belongs here. What I say here shouldn’t come as a surprise toread more…

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Correlations Between Debt and Obesity

Completely off topic note: For those who are interested in an update on our little Junebug, you can head on over to today’s post at Life by Pets. While we should have spent over $650 so far, the vet office keeps waving fees and we’ve paid less than $200.   This is, with a few edits, a post I put up over on a financial message board I’m part of earlier this week. One of theread more…

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Good Customer Service Pays Off

I work in healthcare. When I went to new employee orientation for my current company, we watched a training video about a guy and his dog, who both got injured while on their morning jog. The video paralleled his trip through the medical system to get X-Rays and labs, etc, with his wife’s experience taking the dog to the vet for the same type of check up. The point was to point out that most humanread more…

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No Post

I should have a backlog of posts written, but I don’t.  So no post tonight. I had a medical procedure on my neck today and sitting at the computer is slightly more difficult than I imagined it would be. I am fine. This was a minor procedure done as a precautionary measure. But my neck hurts. I feel a little bit like I was bit by a vampire, and have a couple of marks to makeread more…

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Assests? What Assets?

Here’s my advice: If you have a family member who you might become responsible for should they lose the ability to care for themselves, get the Power of Attorney documents now, and get involved now. Know what they have out there.   The More You Know: We are in the process of applying for Medicaid for my mother-in-law. It has become increasingly clear that she may never leave care again. And even if she does, itread more…

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U.S. Healthcare is Broken

I’ve written before about how it costs more to be poor in this country, but beyond having to pay more often for lower quality items, one of the biggest reasons it costs more to be poor is healthcare. Let me be honest here. I work in healthcare. I work for what is known as a managed care organization or MCO (which is different than an HMO, but not to the layman). My company combines both ourread more…

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(Financial) Stress Free Surgery

I’ve written before about Managing Someone Else’s Money, namely, my mother-in-law’s. Her financial story is a key component to our financial story. She moved in with us in late 2008 because she could no longer afford to pay her bills, her late fees and overdraft charges, and still eat. Without the late fees and overdraft charges, she had enough money for her bills, but she was no longer capable of handling her money. We took over.read more…