Budgets are like diets. The concept is exactly the same. The purpose is exactly the same, to fundamentally change your relationship with food/money. There are some differences, though. I would never recommend a crash diet because of the effects it can have on your health. Crash budgets, though, can be a handy way to re-evaluate your finances and meet short term goals. A crash budget should never be in place longer than 6 months, and 3read more…
We have a $400/month grocery budget. For 2 people and 2 dogs, this is pretty high, even if it includes all household items (toothpaste and toilet paper, etc) and dog food. Over on the money boards, there are people who feed a family of 4 on less. So, if I were to need to cut our budget, this would be a good place to start. And the truth is, with rising gas and grocery prices, andread more…
This month has been a rather expensive one for us. We adopted a new dog ($300), paid our taxes ($1000), and had work done on the car ($1400). Those are all expenditures that aren’t in the normal monthly budget, though we do have savings specifically to cover these things.However, April also happens to be a 3 paycheck month for me, and I’m also getting a small bonus.Today I fleshed out the final April budget, accounting forread more…
Lets start with the very basics. Everyone always says you need a budget, and you need to stick to it. Which isn’t bad advice, but not if you don’t have the tools to create a realistic budget. Without the right information, people end up creating budgets that won’t get them where they want to go or they can’t stick to. And that’s if they even create a budget in the first place. So what do youread more…
Lets start with this – I like talking about money. I know its supposed to be one of those taboo subjects in every day life, but I don’t care. I find finances, especially personal finances fascinating. And not because I’m nosy or want to know if I’m “better” than you, but because I honestly believe you can’t learn in a vacuum. This country is currently in a financial mess, and I’m not talking about just theread more…
