The Dog Ate My Wallet

The Dog Ate My Wallet

Personal Finance in a World of Excuses

Author Archive: Erin Shanendoah

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What I’m Reading: The Dogs Think I Work Too Hard Edition

It’s a beautiful Saturday afternoon here. We’ve already been to the dog park, and I still have lawn mowing and basement organizing to work on. So let’s get right to the blogs. American Debt Project wonders what she’ll write about when she doesn’t have debt. I don’t know, but I hope she’ll think of something, because I do enjoy her blog. I know April was a tough month for her, but everyone has to cut themselvesread more…

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Spending Discomfort

Going Big and Small: I have no problems with spending large amounts of money on large products. I’m talking in the thousands of dollars for dramatic results- like getting flood remediation work done on our basement. Sure it cost a lot, but our basement hasn’t flooded all winter. We did get a little water seeping up through the floor last night after a mini-typhoon hit our neighborhood, but it’s in a spot where there was noread more…

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Encore Presentation

Having yesterday off, combined with some unexpected medical news (ambiguous news that will lead to some more tests), capped off by a game night over at some friends’ house, I completely forgot that tonight I was supposed to put up a post. So here’s a link to one of my old (pre-Yakezie) posts, that has been on my mind lately as a friend struggles with figuring out finances in her marriage- You Have to Talk Aboutread more…

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Sunday Evening Post #39

Day Amount Place Category Monday $12.93 Subway Eating Out Wednesday $252.00 Court Fees MIL $35.88 Luisa’s Eating Out Saturday $725.00 Lowes House $25.00 Qdoba House Sunday $11.00 Starbucks Allowance $60.00 Home Depot House I have very little memory of this week. Monday I was home sick. Wednesday was probate and then running around to set up the estate account, then the birthday dinner for J. Friday C got us free tickets to the Tacoma Ballet throughread more…

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What I’m Reading: Ask Me Anything Edition

There is no theme to the blogs I’m highlighting today, other than the fact that I like the blogs and the blog posts. I don’t even think my mind can concoct a convoluted way to connect them all, which is fine. It doesn’t change the fact that these are good blogs. You should read them.   Mr Money Mustache is all about extreme early retirement, and while it’s not what I am looking for, the siteread more…

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Windfall Planning

Windfall 1:I mentioned in Sunday’s post that we got an unexpected bit of windfall, in the form of a payout on a life insurance policy we did not expect to payout, and that we already had a plan for that money. In this case, it was an easy plan. Given that we are in the midst of the adoption process, an extra $10k will pretty much means we do not have to worry about how weread more…

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Micro-Investing

Recently, the Jumpstart our Business Startups (JOBS) Act was passed. What is it? Well, in its most basic form, the JOBS act is micro-investing. Kind of like Prosper in that startups will be able to seek funding from the ordinary guy – not venture capitalists or angel investors or even the small business administration, but regular people like you and me – and pay them with stock options. Right now, there are a ton of regulationsread more…

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Sunday Evening Post #38

Day Amount Place Category Monday $23.25 Safeway Groceries $7.00 Cigarettes Allowance Wednesday $125.31 Poppy Eating Out $105.30 Concert Allowance Thursday $11.00 Subway Eating Out Friday $172.10 CostCo Groceries $8.75 Half Price Books School Saturday $14.00 Remedy Tea Allowance $31.00 Gas Car Sunday $67.53 Lowes House $21.78 PetCo Pets Wednesday we hit one of the restaurants for Seattle Restaurant week. The total represents paying for J, as well, and he’ll pay us back. We got called onread more…

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What I’m Reading: Welcome to Yakezie Edition

Not that I don’t love all of the blogs I regularly read, but this week I was looking for something a little different, something new. So I headed over the Yakezie member forums and went to see who the new challengers were. So today, I have six new (or at least new to me and to Yakezie) to share with you. I hope you enjoy them.   We start with a Family Bucket List over atread more…

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Paying for Past Mistakes or Why We’re Not Refinancing

The Question: In Tuesday’s post about what to do with my raise, I mentioned that our mortgage is at a 6% APR. Naturally, one of the first questions I was asked was why in the world don’t we refinance our mortgage? Considering current interest rates, we could be saving a ton. I’ll be honest. I would love to refinance our house, but right now, it just is not a viable option. We are paying for ourread more…