Bits of Ephemera
Hi, my name is erin shanendoah, and I’m a Bejeweled Blitz Addict. What this means for you is that my addiction, combined with an inability to think of real content today, results in the following tidbits of information, and nothing really coherent.
- Assuming my estimates of what the cars are worth and that our bank’s home value estimator can be trusted, C and I reached 6 figures in net worth last month.
- As of July 5, we will owe less than $35k in non-house debt (all student loan debt).
- I keep forgetting to figure in J’s rent and grocery money when I do my monthly cash flows. That means that once a month, I get a nice little boost to the balance in the account.
- Over the last few weeks, we have sold books and movies for over $100. That money has not been put toward anything useful, but has basically become off the books allowance money, used for various things, including buying me two new pairs of jeans.
- My brother has begun paying us back the loan we gave him. We have convinced him to take 6 months to pay us back, instead of three, so that he can build up his cash reserves.
- C is officially done with school for the quarter. He could have graduated with a BA this year, but has decided to stay on to get his combo BA/BS. We thought it would only take one more year. We were wrong, it will take 2. In fact, there are almost no classes he needs offered at his school next year, so he might end up taking classes as a special student from a different state school.
- I have a new logo for The Dog Ate My Wallet, but I haven’t gotten it scanned in yet. It may need some sharpening, as it’s a pencil sketch. Or I may go back to the artist and ask her to go over it in ink. We’ll see.
My friend Jana over at Daily Money Shot always has a Money Tune Tuesday. I love this idea, and while I won’t steal it, I thought today I would share with you a video of our favorite local band singing a song that is all about money- Pound a Week Rise – about coal miners asking for a raise.
You can find their facebook page here
Great job all around, sounds like a lot of achievements that are worth celebrating. Overestimating your expense (or underestimating your cash flow) is always a nice thing to do if you can afford it but eventually the 'surprise' will not be so surprising anymore!
The sad part is, it shouldn't be a surprise now. J has been living with us since November. For most of the time, I've remembered to add in his rent money when doing cash flow. But for some reason, the last couple of months, I have forgotten. Maybe it's because our budget works regardless of whether we get money from him or not. Maybe it's because before he moved in, we had 9 months of having a third (and about a month of a fourth) person living in our house withong receiving any rent or grocery money.
Right now, it mostly results in me going- oh look, more money is going into savings than I thought.
Hello fellow bejeweled addict! Great news all around though. And I overestimate my expenses all the time which usually means my budget looks really tighter than it actually is. But it keeps us on our toes with not overspending due to that.
I overestimate a number of monthly bills- like electricity, so that I always know we'll have the money to pay for them. Not counting rent money isn't intentional, it's just not at the top of my head when I'm doing cash flow- I'm more worried about capturing our every other month or once a quarter style bills.
Cool band! Based on this song, you might like one of my favs, Admiral Fallow. If you get a chance, check out their tune Dead Against Smoking.
Will check them out when I get a chance.
I absolutely love it when a wind fall comes my way. Even if it's just ordinary income I just forgot about. Ha! Life is good.
It is always a nice little surprise, that's for certain.